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Finally, an answer for why we can’t stop overspending: we’re all total idiots.
At least we can take solace in the fact that we’re not alone. And it’s not that we’re actually stupid, just a bit flawed. Because for some reason, most people just casually forget that they’ll need money in the future.
As explained by The Science of Us, all us humans fall victim to something called the optimism bias: the idea that good things are always up ahead.
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Which is nice, because it’s good to be positive. But pretty bad for our finances,… Read the full story
